I know that there's a huge push for underquilts but I sadly can't afford them (even if the cost will pay for itself later, it's the paying for it now that's unavailable.)
Anyways, I was in our local camping shop earlier this week looking for a couple pads to go underneath my wives and my own sleeping bags while out in weather that'll be around .... 35F - 40F at night. The sales rep there then told me that he was a hammocker (then kindly explained his hammock was two pieces of cloth crudely sewn together) and that he would suggest a SEA TO SUMMIT Reactor Extreme Liner. It claims to give tops +25F of heat. He then explained that unlike a sleeping bag the liner wouldn't crush all the way like a sleeping bag would and therefore it would be good for the cooler nights.
I don't really know whether or not it would be good enough though, if anyone has had experience with this product or camping during cooler weather do you have any cheaper alternatives than buying two underquilts or is that the only option for the cooler weather?
Sorry if this was asked before, I did do a search on google and the forums but I didn't find an answer that answered my original question.