I just recieved my Lost River today. It is really a nice piece of gear. I picked this up during the recent sale. I do have a question about it though. I had some Insultex sewn in and I was wondering if the Insultex was sewn in below the climashield or above. I am sure it does not make too much differance, I am just currious. I think that I saw that the Lost River has DWR Ripstop 1.1 on the outside. If this is true, then can I expect some water resitance from splashing? I am very excited to give this a go. Thanks!