I'm returning to hammock hangin from bivies, for three seasons in the Smokies. I've been good to 40dF with a windshield reflector and near 20dF with a ridgerest in an HH ULB. Whats the point or advantage in blowing the budget on an UnderCover or underquilt for the casual hanger (10-20 per/yr)? What would one use to stay warm in the teens?
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