To everyone that has posted, thank you theres been alot of good input and some I was confused about LOL
Well, it sounds like your okay with pads and are more interested in feedback on sleeping bags or top quilts for top insulation.
Now you mentioned "investment." When I hear investment, I think of high quality products that will last a for years. Honestly, in my opinion, for a hundred bucks I'd be looking for a down bag rated at 20 degrees plus, and use that as a top quilt (most top quilts designed for hammocks are closer to 200 bucks.) I figure I could get a pretty light, easy to pack down sleeping bag that I could use in the range your looking at (20 to 50 degrees,) and go colder with extra layers of clothing if need be. In fact, for my top insulation I do just that (I use a 30 degree North Face down bag that packs small and sleep in light layers - works great down to 20 degrees with good bottom insulation.)
On the other hand, if you're going to invest in true winter bags or quilts that will take you below 20 degrees, then you're likely looking at over 200 bucks (unless you're okay with bulky and/or heavy cotton or synthetics.) That's what I did to be sure I was safe and comfy even in winter conditions - I invested in a full length Incubator, and it is a warm bundle of comfy goodness!
Oh. and here's a link to a comparison chart for some of the most commonly used bottom and top quilts.
Last edited by lizzie; 11-28-2011 at 00:25.
i have that hammock and this is what we did. take down the ridgeline that holds up the bugnet. slide a sleeping bag in the hammock and a wally world pad on top of that. zip it shut. hold that all in place while you totally flip it over. the net should hold your pad and sleeping bag tight against the bottom. i tried it with just the pad and it wasn't tight enough. maybe a sleeping bag and space blanket would work.