This really is a common problem for folks with various UQs going through the learning curve. I have really not experienced such problems, other than fairly quickly realizing I had to cinch my WB synthetic Yeti (the original) tighter than I thought I would, and making sure it was correctly positioned at my neck/shoulders. Same with my JRB MWs, just got them snug enough from the beginning and no problems. Plus if those are attached per JRB directions to the JRB BMBH there is no adjustment to fiddle with, it is automatically correct. And with a HHSS or PeaPod there is not much to adjust, if you have the HH tie outs through the HH pad and UC loops. And as long as the PeaPod is not pulled obviously to tight so that the down is compressed too much.
But can't help but notice how often this problem shows up here. Maybe there is a need for more complete directions with UQs, to avoid CBS 1st night out? Or maybe directions are adequate and just not studied enough?
Oh well, you will get it soon. Cold air is getting under you some how. But I don't think you are too tight and compressing down. Because these are dif cut quilts, right? So just get it tight enough, probably a good bit tighter than you would think. With my WB, it lifts the hammock 2 or 3 feet in the center before I get in. And make sure the quilt is positioned correctly relative to your head, not sure what that would be with this brand quilt.
Funny how- of those I have used - only the PeaPod ( and maybe the HHSS) is opposite of that. I start with a gap of 4-8" between the pod and hammock before I get in. Then the hammock sags more than the pod, so that the pod is just contacting my back once I am inside. But, the pod has no elastic shock cord suspension, just nylon cords and Velcro.