Ok guys ive caught the hammock bug. Its coming up on winter here in michigan and i would like to utilize my hammock set up for hunting this year so i need an underquilt. I have a foam pad and an inflatable pad that i can utilize as well but would like the warmth of an underquilt but am very tight on budget. i was considering a DIY version with a poncho liner but then i thought about a regular top quilt from like overstock.com they have a few twin size down quilts with 550 fill 26oz of down for like $45
anyone know or have tested that out. my thought is i could just cut it and stitch it, and if i wanted make a cover out of some ripstop to make it more weather resistant.

any reason for or against it