hey there in trying to save money im wondering if i should get a 20 degree with overfill or 0 degree incubator and im wondering if anyone has used both in winter and in summer?? i just cant afford both a summer and winter UQ my thinking is to use more clothes or space blanket or wool blanket with a 20 rather than a 0 UQ that i cant use in the summer cause it would be too hot any recommendations or experiences with this.. it does get cold here but i probably wont be out in anything more that -10 c