Welcome from Denver! The benefit of being in Puerto Rico is that your insulation requirements are much milder, which will definitely help keep the costs down.
1 thing to add. Remember, your in a Rainforest. Synthetic materials may be the best way to go and also some sort of climashield for under your hammock. Keeps the raindrops splashing up at bay.
Enjoy and have fun with your family, before they have fun without you
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