For me, heck yes!
Apparently most folks need insulation anywhere below 70 or even at higher temps, but I am OK at maybe as low as 65
assuming wind is well blocked by the tarp and I am dry, and certainly if I am wearing a little something other than a cotton tee shirt, like warm long johns or very light fleece. Or if I have a light synthetic sleeping bag with me and lay on top of that, then for sure down to 65 OK. But so far
for me,
above 70 and dry and out of the wind, I can't see needing anything. In fact, for me one of the great benefits of hammocks in the summer is their cooling ability, compared with being in a small tent in the humid 70s with another person. Keep in mind, I am writing from hot, humid MS!
But though not all that much of a hot sleeper, I am probably way in the minority on that. But this is easily tested by you in your back yard, and individual testing is highly recommended. Because, YMMV!
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