I sleep at home on a tempurpedic foam mattress 8"'thick. It must have an r-value several times what the best underquilt or pad would have, yet I sleep on it from at least 60 to 90 degrees. I certainly would use it down to zero, and I have one in a camper I've used to zero. I do this only regulating my top covers. Other than the weight penalty I am inclined to think a really warm underquilt or insulated hammock could be used from zero to 60 anyway, just based on my experience in my home bed. I've never done it so I don't know, but what would be different?
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