yes id have to agree here.. UQ first . Hammocks are very comfortable by themselves BUT adding a UQ (imho) takes it to a whole new level of comfort . That relaxing warmth on your back down to however long your quilt is. IS where its at.. The cottage quilt makers here tend to be very liberal with the down . That being said in my exp you can really get alot more out of their quilts than they advertise temps wise .becuase the workmanship level is so high .. a good uq isnt cheap by any means , but with these guys making thes great quilts here on HF .you get alot of bang for the buck .. My HG quilt is my favorite piece of my rig ..