If cost is a factor, you could get a Synthetic underquilt from Arrowhead Equipment
. Their Jarbridge underquilt is very reasonably priced. Also if you can, Hennessey Hammocks is having their annual scratch and dent sale. Check out the thread in the Hennessy forum for further details. You could pickup an inexpensive hammock with the rest of your funds.
Good judgment comes from experience, and often experience comes from bad judgment. - Unknown
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