Originally Posted by DivaB
You shouldn't need it unless you go down to colder temps....and if you're prone to CBS (cold butt syndrome) then folding it up for that area can be helpful, but make sure you've checked your UQ first to make sure there are no air gaps. To help with the wind, a sock will do the trick, even an undercover will help.
I got the UQ with the baffles on each end, so air getting in should not be a problem. I do get CBS, so I will try your tip of just 'localized protection'