The 95/5 ratio means it's 95% feathers and only 5% down. So 32 oz of fill isn't very warm for outside temps. And I'm not sure how much wind it would block since it's cotton - maybe some since it's downproof.
Sounds like it's probably about the same cost/performance as a cheap sleeping bag from Target or Walmart. But if this one doesn't work out, you can always use it at home!
If you sew or know someone who does, you'd be better off with some $1/yd material and a 550-fill down pillow and make a sewn-through quilt for less than the weight of the fill in that one. JMHO.
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