I recently bought a Clark NX-270 to hang vs using tents. Been backpacking in Michigan for about 4 years ... All in the lower-peninsula. I like the concept of using a hammock vs. tent and will test it out first hand. Been looking at UGQ for an under-quilt ... But not sure if I should get one rated for 0 degrees thinking I could use it year around here in MI. I love Winter backpacking in MI, but backpack most months of the year with exception of June and part of July. Anyhow, this sites appears to be full of useful info, and helpful people.