Does an Under Quilt justify the need for .9+ for the outer layer. I understand the need for a stronger top/outer layer on a Top Quilt for durability as it gets things thrown on it, abrasion from use, and so on. That said my UQ doesn't get this abuse, I don't hang low enough to drag and it is the first thing packed and last out.
So, does the marginal weight difference justify having or not having the "heavier" outer shell?
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