I'm originally from Texas...Houston to be exact...camping in the summer in TX can be a miserable experience if you let it be...I couldn't see needing any insulation....Once tent / car camping I soaked a beach towel in the cooler before I went to the sack...then I stripped off and laid down and covered up with the cold , wet towel...hammock,tarp , bug net..skivvies is all I'd reckon you'd need ....Thankfully TN / mountains cool down at night and is very pleasant...bugs are still a problem tho.
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