I borrowed a 0 degree hg uq this past weekend in Wisconsin, I couldn't get warm, I had a zero degree bag unzipped as a top quilt, and was warm on top but my butt and back were always chilled. Had 6 people help adjust it and they all use quilts. Does anyone or had anyone else had the problem of bring such a cold sleeper that an uq doesn't do it. I also only had a thin layer of fleece on
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