I have a 0, 20 and 40 degree underquilt. I use a 20 degree TQ even in quite cold temps. I use a converted Costco down throw as a warmer TQ.
I have a 0, 20 and 40 degree underquilt. I use a 20 degree TQ even in quite cold temps. I use a converted Costco down throw as a warmer TQ.
I typically use a 20 degree TQ until the warmer months. Based on temperature, adjust the amount of clothing I wear when I hop in for the night. Have used this down towards zero degrees many time.
I find 40s pretty much indispensible for at least half of the year. Since I almost never require 0F rated insulation unless I need to camp at elevation in the deep winter, I also have 20F and 30F top quilts, but, obviously, I could get by with just a 20F for winter and a 40F for the rest of the year. I could also stack those two effectively for really cold weather.
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I now have 20 degree wide, 30 degree slim and 40 degree regular. These 3 can stack easily in different configurations to make 2 cold weather quilts or whatever you may need.
I have used the 20 degree wide and 30 paired together and 15 degree was super toasty.
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