Wooki for sure. You can use a sleeping bag you already own for top insulation and be super comfortable. A top quilt / pad combo won't be anywhere near as comfortable. I have used a pad for about 3 months, and it just doesn't work very well in a gathered end hammock.
With regards to the suspension: try the cinch buckles / webbing suspension if you're not counting grams. It's more adjustable than whoopies; can be better fine tuned; and is easiest to use.
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