I made a "non-sew 3/4 length UQ from a poncho liner. Got to test it last night. Temps were only hit 71 for the low but even then I needed it. Previous to that I had just had it inside the hammock with me using it as a footrest. Got chilly about 2 AM and got out to put on the UQ.
Afterwards was snug as a bug and slept until about 5 and then went fishing at a nearby pond. Caught 6 bass all about 2-3 pounds each.
All in all an awesome time. This no sew PLUQ (poncho liner under quilt) will suffice til I can save up for a better option.