[QUOTE=mataharihiker;59255]As for underquilts...unless it is above 80 I need padding underneath to stay warm so I'd have to always carry an underquilt...QUOTE]

A newby question here...but does everybody feels this way? What I mean is do you need to bring insulation for underneath you even if its 70 degrees outside? I know some are warm and some are cold sleepers...but when I go out later this summer I wouldn't want to be caught unprepared so I'm curious as to what most people think is the point that they no longer need insulation for underneath....