I too am of the "rack-up-points-and-bank-them" variety. For instance, just yesterday after I got home at 8:45 pm from a very long day, my wife asked, "Tomorrow, can you finally cut down that tree from hurricane Sandy?" "Sure!" I said. I am now listening to the sound of some tree company reducing my felled tree to firewood. Points = banked!
Wait, was I supposed to cut that tree?