I have a warbonnet 3 season top quilt. It comes up to my neck.

I was thinking of just sleeping in my down pants and jacket.

Since the TQ will not compress like a sleeping bag I suspect I will get plenty of loft.

Thoughts?

I think I will probably still sleep with a full length UQ with a lower temp rating though.

Have any of you experimented with this?

I"m trying to avoid an insane budget for this winter.