I sleep warm. If using a 3/4 length blue CCF pad, I can easily get down to 30. I personally am not a fan of using the CCFs as I find them less comfortable. BUT: If you also don't like sleeping on them, and still want to just use that, do as Raw is with the "Ommpa Loompa" quilts & cut your ccf pad(s) to fit the pockets. Just a thought.