I am looking for the best bang for the buck top insulation. So far the best deal in my mind that I have found is the Ozark trail 30* down bag from wally world. It packs very small and seems to have received some good reviews and at $69 looks hard to beat. What other options would you guys recommend, I have been leaning more toward sleeping bags for the versatility but I am open to top quilts as well.
Budget is less than $100.
Goal- I would like to be able to camp in the 20* range
12'x12' rain fly
Soon to be DIY military poncho underquilt. (will prob add fleece to this as well)
Thanks in advance for and tips and recommendations.