i'm 5'6" and shopping for my first top quilts, and was wondering if i should get a custom size that better suits my size? a lot of the "regular/regular" sizing is "up to 6'2"" for example, would it be better if i got a short size that's good "up to 5'8""?

i assume at 5'6" with a regular top quilt that there would be a lot of dead space around the feet, at least 1'. is it better to have a top quilt that's more snug, versus one that has a lot of space? or is it easy to scrunch up a loose top quilt to create a snug fit?