Did an overnite in rickets glen state park in an hh using nest and 20 western bag as quilt. it was raining like crazy and was 44 out at midnight. i was using a 8x10 tarp. i stayed dry all night. i was feeling a little cold on my back when i woke at 2.30. it was raining so hard i did not want to get out to put my pad in or try adjusting my nest.i fell back asleep till 4 got up again feeling cold on my back. i was wearing 1 pair mid weight wool socks, light nylon hike pants tec shirt and fleece. looking back i should of gotten up to adjust to see how low i could of went before using pad. how low are most people getting with just there nest and top quilt and feeling comfortable?