ok i'm wondering about this whole quilt thing.i have been pricing winter bags and am wondering if a s/s is enough to just quilt it.i have a overly talented sewer of a wife and if a quilt is possible for really cold nights then making one is the way to go for me -last year i was in a inadequate bag so this year i'm gonna change things up but unsure if a quilt is sufficient for say -10 to -20 c thx
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